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ATOME INSTALLMENT PAYMENT

ATOME INSTALMENT PAYMENT
3 EASY PAYMENTS, 0% INTEREST.

Easier and more affordable.
Instalment payment is now available in B.Adore Online and Retail Store. 


B.Adore Online Store

  1. DOWNLOAD ATOME APPS IN YOUR SMARTPHONE
    Complete the registration process.
  2. SELECT ATOME DURING CHECKOUT
    Please ensure items in cart does not exceed RM1,500 for debit card instalment and RM3,000 for credit card instalment.
  3. MAKE PAYMENT
    ATOME automatically splits your bill into 3 equal payments. You will pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges.

B.Adore Retail Store

  1. Download the ATOME app and complete the registration process. 
  2. Visit B.Adore Retail Store and just scan the QR code at the cashier. 
  3. Obtain instant approval and ATOME will automatically splits your bill into 3 equal payments. 
  4. You will pay the first payment at the point of purchase. The next two payments will be spread 30 days apart.

Frequently Asked Questions (FAQs)

Am I eligible to use the ATOME service?
To use this service, you must:
1. Be at least 18 years of age and currently reside in Malaysia;
2. Have a mobile phone number registered under your MyKad with your telco;
3. Own a MALAYSIA registered credit or debit card that will be used to pay for your purchases on ATOME. 

How do I pay using Atome?
Shop with B.Adore in-store or online and choose ATOME as your preferred payment method at checkout. Make your first repayment (one-third of your bill) with your credit or debit card at the time of purchase and the rest over the next two months in two equal interest-free instalments. It’s that easy.

What are the payment methods for repayment?
1. App Repayment - Go to your ATOME APP. Select "Check and Pay" overdue bills. Update your credit or debit card details.
2. Auto-Deduction - Deposit sufficient funds to the debit/credit card bound to your ATOME account for auto deduction.

Do customers have to pay any fees for using the Atome service?
ATOME is a free service: there are no hidden service fees or interest charges if you pay all your scheduled instalments on time. 

What happens if I miss a payment?
If you missed a scheduled payment, ATOME will charge you an administration fee and freeze your account until the outstanding amounts are paid. To reactivate your ATOME account, ATOME will charge a RM50 fee. If this reactivation fee and instalment is not paid within seven days, an additional RM25 fee will be charged (by ATOME). In Malaysia, the maximum administrative fee is capped at RM150 per transaction.


For more information, please refer to ATOME official webpage. CLICK HERE


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